Care funding

Paying for care: where to start.

Care funding is personal and can change. This guide helps families prepare the right questions; it is not financial or legal advice.

Start with the practical picture.

Ask the home for current fee information, what is included, how needs may affect fees and what assessment is required. You may also need to speak with the local authority, NHS or an independent regulated adviser depending on circumstances.

Useful questions

What support is needed now? Is funding private, local-authority, NHS or uncertain? Are there property or savings issues to understand? What will happen if needs or funding change?

Use current GOV.UK and local-authority guidance for thresholds, deferred payments and benefits, as these can change.

Start a conversation

Discuss current fee information.

The relevant home can explain its current fees and assessment process.